The Difference between Comprehensive and Collision Insurance

The key difference in collision vs. comprehensive coverage is that, to a certain extent, the element of the car driver’s control. Collision insurance will typically cover events within a motorist’s control, or when another vehicle collides with your car. Comprehensive coverage generally falls under Fire & Theft and “acts of God or nature,” those are […]

Cheap vs. Affordable Car Insurance. What’s the Difference?

Is there really any difference between cheap and affordable auto insurance? Like most things in life, you get what you pay for.  But is that the case when it comes to auto insurance?  It depends.  We’ll help you decipher how to get the most out of your car insurance policy, without overpaying. Cheap auto insurance […]

Why Liability Insurance Is Important For Your Car

I was driving home from work with a friend in my car when I received a text on my phone.  Curious to see who it was, I grabbed the phone from my pocket and tried to take a quick look at it. Before I knew it, the car in front of me had stopped and […]

Could This Be Why Your Auto Insurance Is Going Up?

Automobile Insurance companies are increasing their rates in order to pay for a greater frequency in auto accidents that are caused by distracted drivers. More Importantly, distracted driving is contributing to the deaths of thousands of people, many of them teenagers. Many employers are afraid of being sued, have banned their employees from using cell […]

*Higher Deductible = Lower Premium*

If you ever have an automobile accident, fire or theft then you may be responsible for paying your policy deductible amount. These days a standard (common) deductible is $500.00. Deductibles range from $100.00-$1,000.00 If you are accident prone then you better stick with a lower deductible $100.00-$250.00 If you’re a good driver and want to […]

Did You Forget? OH NO!

You just had an automobile accident and found out you forgot to add your car to the insurance policy. Your car is NOT covered! You are responsible for all the damages including medical bills. That’s a real problem that can happen,but it doesn’t have to. Don’t let it happen to you! Make sure to check your […]