Get SR22 Insurance at the Lowest Price in Chicago
Get the lowest price on SR22 Certificates of Insurance in Chicago at Lincoln Insurance Agency. Since 1955, Lincoln has provided Illinois drivers with low cost auto insurance. We are licensed to write SR22 Financial Responsibility Insurance, AND we will electronically file your certificate to the Secretary of State.
Lincoln Auto Insurance understands how important it is for Chicago drivers to get back on the road as soon as possible. Call Lincoln today to save money, time, and energy on your SR22!
Who Needs SR22 Insurance?
According to Illinois state law, you are required to file proof of Financial Responsibility Insurance if you:
- Have been caught driving without insurance
- Have been caught driving with a suspended license
- Received a judgment against you relating to a crash
- Have had your license suspended because of an uninsured crash
- Have been convicted of three or more mandatory insurance violations
You can submit proof in the form of an SR22 Certificate of Insurance. Not only does Lincoln Auto Insurance have the lowest rates in Chicago, but we will also electronically file your SR22 for you. Once accepted, Lincoln Insurance Agency and the Secretary of State will send you a copy of the SR22. We make it easy to get back to driving!
SR22 Certificate Information
According to the Secretary of State, SR22 Certificates may be in the form of:
- Operator’s Certificate – covers you as a driver in any non-owned vehicle
- Owner’s Certificate -required if you own a motor vehicle.
- Operator-Owner’s Certificate – covers all vehicles owned or non-owned by you.
The amount of coverage for an SR22 Certificate is at least $25,000 for one person killed or injured. Coverage is $50,000 for two or more people killed or injured. In addition, you must have $20,000 coverage for property damage. Furthermore, the insurance policy must conform with the provisions of the Illinois Vehicle Code. Lincoln Insurance Agency will make sure you comply with all Illinois state laws.
The SR22 Certificate must be maintained for 36 months (three years). Any lapse in coverage will result in the suspension of your driver’s license. To avoid future suspensions, make your payments on time and renew your insurance a minimum of 30 days before expiration. Be sure to allow ample time for processing once the Secretary of State’s office receives the policy.
NOTE: There are alternative methods available to file proof of financial responsibility. Instead of the SR22 Certificate, you may deposit $70,000 in cash or securities with the State Treasurer, file a surety bond, or file a real estate bond approved by a court of record.
Chicago Driver’s Choice for Low Cost Car Insurance
Call Lincoln Auto Insurance today to find out how we can get you the lowest cost SR22 insurance in Chicago. We can also help you get low cost auto insurance. Call (888) 419-0676 today to speak to a knowledgeable agent.